2026 Kia Telluride Monthly Payment Calculator
Estimated payments at base MSRP ($40,000) with 10% down ($4,000) and 7.00% APR:
Estimates only. Sales tax, registration fees, and trade-in not included. Use the full calculator for your exact numbers.
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Financing the 2026 Kia Telluride
The 2026 Kia Telluride has consistently won mid-size SUV comparisons since its 2020 debut, offering near-luxury interior quality, 3-row seating, and standard AWD at prices well below German and Japanese competitors. The demand-driven reality: the Telluride frequently sells at or above MSRP, unlike most vehicles on this list.
Kia Finance America runs promotional financing on the Telluride, but dealer markup is the bigger variable. Popular trims (EX, SX) in high-demand colors often carry $2,000–4,000 above MSRP, which can offset any financing savings. If MSRP or below isn't available at your local dealer, compare against the Hyundai Palisade (built on the same platform) which typically sells closer to MSRP.
Despite the pricing pressure, the Telluride's strong resale value means buyers aren't left heavily underwater — resale holds at roughly 60–65% after 3 years. Buyers who do find a Telluride at MSRP or negotiated below are in a strong equity position throughout the loan.
2026 Kia Telluride — Price by Trim
| Trim | MSRP | 10% Down | Est. Payment (60mo, 7%) |
|---|---|---|---|
| LX | $37,000 | $3,700 | $659/mo |
| S | $40,000 | $4,000 | $713/mo |
| EX | $46,000 | $4,600 | $820/mo |
| SX Prestige | $52,000 | $5,200 | $927/mo |
Estimates at 7.00% APR, 60 months, 10% down. Excludes tax, title, and fees.